Terms of Service
1. Merchant of Record (MoR) Relationship
Evolve bldr for Business Management (bldr), based in Giza, Egypt, serves as the sole Merchant of Record (MoR) for all financial transactions and course registrations processed across bldr platform ventures (including EL HESA, StudyHub, Apex Classes, and CareerHub).
2. Currency & Payment Processing
All platform transactions are billed in Egyptian Pounds (EGP). Payments are securely acquired via PCI-DSS certified payment processors (Geidea, Paymob, and Fawry Pay). No hidden surcharges are applied.
3. Course Enrollment & Automated Delivery
Course and cohort access is provisioned automatically upon successful confirmation webhook from the payment rail or upon physical cash deposit at an authorized Fawry retail terminal using your reference number.
4. Activation Codes & Vouchers
Prepaid activation codes issued through partner learning centers and instructors are single-use tokens. Once redeemed by a student account, the token cannot be reused or transferred.
5. Governing Law & Jurisdiction
These terms are governed by and construed in accordance with the laws of the Arab Republic of Egypt.